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Dankos, Gordon & Tucker, P.C. was established in 1986 in Richmond, Virginia by Mark Dankos and Curtis Gordon. Local Attorney in Richmond VA. Since that time, DankosGordon has served the needs of individuals and businesses, forming strong, long-standing client relationships because of our commitment to personalized service and the ability to provide our clients with excellent legal representation at a reasonable cost. Local Attorney in Richmond VA.

Most of our attorneys have practiced law for over 20 years, and all are active in professional organizations and their communities.  Each member of Dankos, Gordon & Tucker, P. C. strives for excellence in knowledge and application of the law, in service to our clients, and in operation as a law firm in the Commonwealth of Virginia.

Our attorneys have extensive experience and expertise in:

• Representing individuals and companies in all areas of business law
• Forming corporations, partnerships and limited liability companies
• Advising clients in estate planning, including the drafting of wills, trusts, living wills, powers of attorney and related documents
• Executing residential and commercial real estate transactions, from contract negotiations through closing
• Advising creditors of their rights
• Collecting debts owed to individuals and businesses, including landlords

EXPERTISE – Since 1986, Dankos, Gordon & Tucker, P.C. has served individuals and businesses in Richmond, VA. The following are just some of our practice areas.  If you have any questions or would like more information about your particular situation please contact us to schedule a consultation.

• Business Law -We represent individuals and companies in all areas of business law, including the forming of corporations, partnerships and limited liability companies.
• Civil Litigation and Personal Injury – We will zealously defend your rights and interests when you find yourself the victim of a lawsuit; we will seek legal redress for injury to your person or your property, or breach of your rights under a contract.
• Creditors’ Rights – We can advise creditors of their rights, including the collection of debt.
• Debt Collection – We have experience in, and staff devoted to, obtaining and collecting judgments for individuals and corporations, including landlords.
• Real Estate – We will advise and assist you in residential and commercial real estate transactions, from contract negotiations through closing.
• Wills, Estate Planning & Probate – We advise clients in estate planning, including the drafting of wills, trusts, living wills/advance medical directives, powers of attorney, and related documents as well as on estate probate and administration.

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Helping Virginians Attain Quality, Affordable Housing

Home empowers and helps grow communities so everyone can thrive. Together, we’re working to eliminate the affordable housing crisis. Affordable homes lead to successes that reach far beyond their property lines. Virginia Housing Home Loans. By investing in the places where Virginians live, we’re transforming our neighborhoods for the good of all. Virginia Housing Home Loans

Homebuyers

We’re here to help Virginians discover their path to homeownership. Our tools and resources can help you learn what’s possible and how to begin once you’re ready.

Homeowners

Buying a home is one thing, but maintaining ownership is another. We’re here to help you understand how to pay your mortgage, avoid scams, stay in your home and avoid foreclosure.

Renters

Virginia Housing is here to provide rental options, education and resources to renters across the Commonwealth.

Affordable Housing and Economic Transformation Go Hand in Hand

We’re working to improve the quality of life for all Virginians. Because affordable housing helps create jobs and changes lives.

With our resources and public-private partnerships, we are:

• Helping more Virginians find homes
• Strengthening the economy
• Helping create a stable workforce
• Supporting new rental units

Every Virginian Should Have a Place to Call Home

We believe in safe, affordable housing for all Virginians, and we’re working to make that happen.

The quality of life for all Virginians starts at home. That’s why we’re working to deliver on our vision by reaching all communities, reducing disparities and exploring innovative solutions across the housing landscape.

Our priorities through 2025:

• Strategic Goal 1: Address state housing needs by partnering with the Housing Delivery Network
• Strategic Goal 2: Address the unmet rental needs of low-income and critical-needs populations
• Strategic Goal 3: Strengthen homeownership for first-time homebuyers in Virginia
• Strategic Goal 4: Deliver superior, long-term financial operational performance to strengthen the achievement of the mission

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Building High-Quality Homes

Owning or renting a high-quality home within reach of the family budget means children do better in school, parents are less stressed and seniors are better positioned to age in place. High-quality homes in Richmond VA. Better choices mean greater opportunities. High-quality homes in Richmond VA.

Transforming Communities

As a leader in community revitalization, our award-winning organization works with residents, local governments and agencies, other nonprofits and the philanthropic community to create lasting change for the better. Since 1988, we’ve invested a total of $200 million in Greater Richmond neighborhoods.

Investing in Families

In addition to creating high-quality homes for residents of modest means, we equip our residents with programs and tools to help them reach their fullest potential at all ages and stages of life. Where you live can change your life.

The Better Housing Coalition is the Richmond region’s largest nonprofit community development corporation. BHC creates high-quality homes for residents of modest means and empowers them with programs and tools to help them reach their fullest potential, at all stages of life.

Learn more about who we are, our founders and our company history.

Mission

The Better Housing Coalition changes lives and transforms communities through high-quality, affordable housing.

Vision

To ensure that every citizen in our region, regardless of their economic status, has good choices in where they live, and opportunities to reach their fullest potential.

Value Proposition

Quality housing at an affordable price is a springboard for success in educational, employment and health pursuits.

Goal

To influence policymakers who can create systems change and invest in catalytic community building to make this vision a reality.

BHC Core Competencies

To live our values and achieve the mission we will, with respect, integrity and honesty, exhibit the below core competencies in all of our actions with each other, our residents, our boards and all of our business partners:

• Communication
• Collaboration
• Community Focus
• Initiative
• Dependability

Values

We Build Opportunities for People and Communities

While our primary lines of business involve bricks, mortar, and building, our ultimate goal is to help people realize their fullest potential.

We Care, We Learn, We Share

We are passionate about our work and each other. As we move towards our mission, we are open to taking calculated risks as long as we learn and grow from these experiences. We want to share our knowledge with one another and our industry to improve community impacts.

We Do What’s Right and Not What’s Easy

We stand for integrity. In everything we do, we want to be held accountable for quality, meaningful and respectful service to our residents, partners, and colleagues.

We Embrace Change for Good

We seek innovative thinking and action to result in greater efficiency and effectiveness to advance our mission, improve our company and realize positive community change.

We Strive to Be the Best While Having Fun

We want to be the best employer, partner and industry leader in making good things happen for the families and communities we serve. We want to utilize the highest standards of excellence in all aspects of our business. As we go about doing our work, we want to have joy in our hearts and smiles on our faces.

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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home-buying needs. Local Broker in Glen Allen VA. We pride ourselves in providing excellent customer service and establishing long-lasting customer relationships.Local Broker in Glen Allen VA.

As an experienced lender, Mary White is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing, or just need mortgage advice, Mary White can help. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing, and exceptional service.

No matter your situation, we have a loan to fit your needs

Purchasing a home is a big decision, and at TowneBank Mortgage, we believe that a mortgage is not a one-size-fits-all solution. That’s why our team of mortgage professionals works around the clock, ensuring that your loan is custom-fit to your exact needs and that you’re comfortable and confident in your financial decision. Our team of in-house processors and underwriters use common sense decision-making paired with advanced technology, allowing us to provide you with affordable loans, quick processing, and excellent service- from pre-approval to the closing table. As your friends and neighbors, we are ready to go to work for you.

NOTICE TO CONSUMERS REGARDING MARYLAND LENDER LICENSEES: TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender and assigned a unique NMLS identifier number: 512138. The NMLS Consumer Access Website is linked here: https://www.nmlsconsumeraccess.org/

Links and content are being provided for informational purposes only. TowneBank Mortgage has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. This is not a commitment to lend.

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Richmond Mortgage Inc. is an asset-based lender offering hard-money financing to real estate investors.

Since 2000, we’ve funded a total of $100 Million to investment businesses developing single-family homes, land, multi-family, and commercial properties in Virginia, Washington, D.C., and Maryland. Lenders in Richmond VA. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required. Whether you are doing a fix-and-flip, a rehab, or new construction, or just need a bridge loan, we’re here to help. Let us become part of your investment team. Lenders in Richmond VA.

The Richmond Mortgage Inc. lending process is fast (1 hour to 24 hour approval), low doc, and NO credit check.

Fill out our five-minute online loan application or call us to start the process. (No credit application and NO credit check required.)

Our Lending Terms

• Fix & Flip, New Construction, Long Term Rental
• RMI offers commercial loans (registered business entities only); single-family and multi-family homes, commercial properties, and land as collateral.
• Our maximum loan-to-value ratio (LTV) is 70% of the after-repair value of a single-family home. Higher loan amounts for long-term rentals.
• LTVs for multi-family homes, commercial properties, and land may vary.
• APR: 8% to 12.5%.
• Payoff timeline: 9 to 12 months. Extensions are available. Long-term loans are available for rentals.
• Pre-Payment: No pre-payment penalty
• No up-front closing fees or points: You pay points when you sell or refinance your property, of 2% to 10% of the loan amount.
• 2nd MORTGAGES NOW AVAILABLE
• JOINT VENTURES NOW AVAILABLE

Where We Lend

• Richmond*
• Fredericksburg
• Hampton Roads
• Virginia Beach

*No loan minimum in this municipality. Projects in all other areas have a $50,000 minimum loan requirement.

Fill out the five-minute loan application or call Mike Krumbein at (804) 414-8690 or Lisa Girardi at (804) 414-0536 to kick-start the next step of your investment success story.

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Experienced Mortgage Banker with a demonstrated history of working in the real estate industry. Skilled in Management, Sales, and Leadership. Local lenders in Richmond VA.

Welcome to our website.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention. Loc.al lenders in Richmond VA

Today’s technology is providing a more productive environment to work in. For example, through our website, you can submit a completely online, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

Which Mortgage is Right for You?

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

Application Checklist

Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. So, if you are asked for more information, be cooperative and provide the information requested as soon as possible. It will help speed up the application process.

Your Property

• Copy of signed sales contract including all riders
• Verification of the deposit you placed on the home
• Names, addresses and telephone numbers of all realtors, builders, insurance agents and attorneys involved
• Copy of Listing Sheet and legal description if available (if the property is a condominium please provide condominium declaration, by-laws and most recent budget)

Your Income

• Copies of your pay-stubs for the most recent 30-day period and year-to-date
• Copies of your W-2 forms for the past two years
• Names and addresses of all employers for the last two years
• Letter explaining any gaps in employment in the past 2 years
• Work visa or green card (copy front & back)

If self-employed or receive commission or bonus, interest/dividends, or rental income:

• Provide full tax returns for the last two years PLUS year-to-date Profit and Loss statement (please provide complete tax return including attached schedules and statements. If you have filed an extension, please supply a copy of the extension.)
• K-1’s for all partnerships and S-Corporations for the last two years (please double-check your return. Most K-1’s are not attached to the 1040.)
• Completed and signed Federal Partnership (1065) and/or Corporate Income Tax Returns (1120) including all schedules, statements and addenda for the last two years. (Required only if your ownership position is 25% or greater.)

If you will use Alimony or Child Support to qualify:

• Provide divorce decree/court order stating amount, as well as, proof of receipt of funds for last year

If you receive Social Security income, Disability or VA benefits:

• Provide award letter from agency or organization

Source of Funds and Down Payment

• Sale of your existing home – provide a copy of the signed sales contract on your current residence and statement or listing agreement if unsold (at closing, you must also provide a settlement/Closing Statement)
• Savings, checking or money market funds – provide copies of bank statements for the last 3 months
• Stocks and bonds – provide copies of your statement from your broker or copies of certificates
• Gifts – If part of your cash to close, provide Gift Affidavit and proof of receipt of funds
• Based on information appearing on your application and/or your credit report, you may be required to submit additional documentation

Debt or Obligations

• Prepare a list of all names, addresses, account numbers, balances, and monthly payments for all current debts with copies of the last three monthly statements
• Include all names, addresses, account numbers, balances, and monthly payments for mortgage holders and/or landlords for the last two years
• If you are paying alimony or child support, include marital settlement/court order stating the terms of the obligation
• Check to cover Application Fee(s)

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